• For seniors, there are various paths to eligibility for Medicaid benefits:

• If you receive State Supplement (AABD) benefits, you are automatically eligible for Medicaid.

• If you get SSI benefits, you are not automatically eligible for Medicaid in Connecticut.

• If you are enrolled in Category Three benefits through the Connecticut Home Care Program for Elders (CHCPE), you are automatically eligible for Medicaid.

• If your income is very low and your assets are modest, you might qualify for Medicaid without having to go through a formal application process. The income limits for eligibility vary by location, with higher limits available in areas of lower Fairfield County.

• If your income exceeds the Medicaid limits but your assets fall within the allowed range, you may still qualify for Medicaid by spending down your assets to meet the financial requirements.

• If you require nursing home care or long-term home health services, you may be eligible for Medicaid if your income does not cover the medical expenses and if your assets are limited

• In the vast majority of cases, no. The state will not take your home if you continue to live in it.If I sign up for Medicaid, will the government take my house? Usually, the answer is no. The government won’t take your house if you’re still living in it.

• However, if you’re getting care in a nursing home but are expected to go back home in less than six months, the government won’t put a lien on your property. Even if you stay in a nursing home for more than six months, the government might not put a lien on your property if any of the following people live with you:
* your spouse
* your child who is under 18;
* your child who is disabled;
* your sibling who owns a part of the house and has lived there for at least a year before you went into a nursing home.
* If you do come back home from the nursing home, the government’s lienon your property must be removed.

• In certain situations, Medicaid might put a “lien” on your property. A lien is a way to secure a debt. Before a lien can be placed, you’ll receive a written notice from the government. If you disagree with the decision to place a lien, you have the right to request a review called a Fair Hearing. When the property is sold, the lien must be settled. Medicaid can only place a lien on your property if (1) you’re in a nursing home and there’s no hope of returning home, and (2) none of the relatives listed above are living in the house. Even if a lien is placed, it doesn’t have to be sold until both you and your spouse have passed away.

• No, they differ. Medicare is a federal initiative designed for individuals aged 65 and older or those with disabilities. However, the benefits provided by Medicare are restricted. On the other hand, Medicaid is a joint state and federal initiative aimed at individuals with modest assets who require financial help to cover the costs of long- term care and a nursing home.

• Regrettably, there’s no straightforward response. The social services department’s assigned case worker has a maximum of 45 days to examine the application before asking for more details. It’s crucial for the applicant to provide all necessary information promptly. Failure to do so may result in the

•No, However, while seeking Medicaid benefits, you are permitted to allocate your assets towards buying a funeral agreement, with a maximum limit of $8000 placed in a non-revocable trust.

The government will examine every asset transfer, including real estate, very carefully. The review period is five years. If a transfer occurred within this timeframe, it might lead to the denial of Medicaid benefits.

Individuals residing in nursing facilities must be 18 years or older to qualify.

No, it’s not. Frequently, individuals also have additional insurance because Medicare doesn’t cover all medical and health-related costs in full. Additionally, there are time constraints to consider.

No, you cannot be removed from the hospital against your wishes while waiting for Medicaid approval, even if you can’t pay.